About Us

TopLine Claims Services is a full service licensed Public Insurance Adjusting Firm that is dedicated to ensuring our clients receive a fair settlement for their insurance claim.

Our goal is to offer our clients a friendly, professional, and comprehensive service. Our agents will walk you step-by-step through the insurance claims process and clearly present the best course of action to ensure fair and accurate compensation.

Contact us today for a free consultation (754) 333-8908

Who We Are:

TopLine Claims Service is owned and operated by two South Florida natives with over 15 years of experience in the insurance claims adjusting industry, both on the side of the insurance companies, and on the side of the policy holder. Our unique experience on both sides of the industry has allowed us a unique insight on how the insurance company works against the policy holder to settle for the least amount possible. Who better to represent you in your claim than someone who has seen how things operate from inside the insurance company?

When you decide to file a claim using a TopLine Claims agent, you are putting yourself in the best position possible for a favorable outcome. The insurance company has employed insurance adjusters of their own, they are there to make sure that the insurance company settles the claim for lowest dollar amount possible. A TopLine Claims adjuster will fight for you to ensure that the insurance company is held responsible for covering all of the costs associated with repairing any damages incurred by you, the policy holder.

A TopLine Claims agent will complete a comprehensive estimate of the damages done to your home or business. We will document the damages in detail and determine the cost associated with making all necessary repairs. Once we have concluded our evaluation of the damages, will then gather evidence and all the necessary documentation to prepare the claim. TopLine Claims will use all of our resources, including the services of engineers, construction consultants, water mitigation companies, and any other professional needed to support your claim.

TopLine Claims Services will submit your claim, along with all the supporting documents, and establish a line of communication with your insurance company and their representative. We will meet the insurance company’s adjuster at your property and negotiate on your behalf to the best of our ability to ensure that you are properly compensated for your loss.

All of TopLine Claims Services are performed at absolutely NO OUT OF POCKET COSTS TO YOU. If we are unable to recover compensation for your claim, then you owe us nothing. Our fee is solely based on a successful settlement for your claim. If we fail to win your claim, we dot get paid. Our goal with every claim we take on is to ensure that we receive enough compensation to repair all of the damages you have incurred as well as to cover the costs of our services.

Please contact us for more information and a free evaluation of your claim (754) 333-8908

What We Do:

Once you retain the services of a TopLine Claims Services Public Insurance Adjuster, our agent will complete the following:

  • Complete review of the policy and the coverage to determine whether or not the damages you have incurred are covered in the policy.

  • Inspect the damage immediately and thoroughly, all while documenting our findings to ensure we can accurately determine the maximum benefits owed to you.

  • Complete the preparation of the claim; including the inventory of damage to personal or business property, contents, and all other related items.

  • Employ any resources available to us to ensure that we have a comprehensive list of evidence to present to your insurance carrier.

Once the damage has been properly documented and all the evidence has been gathered, our agent will:

  • Prepare of professional claim package on your behalf.

  • Act as your personal claims consultant and represent you on your behalf through the claims process.

  • Provide you will all the necessary tools from within our extensive network.

  • Work diligently to ensure the most favorable outcome possible.

  • Keep you updated throughout the process and answer any questions or concerns you may have.

  • Provide professional negotiating and settlement services to ensure the maximum befits awarded to you.

Once the claims process is complete and a settlement has been agreed upon, TopLine Claims will work tirelessly to ensure that payment is received as quickly as possible.

Please note that for many policy holders, the preparation of evidence and thorough documentation of damages related to an insurance claim is not an everyday occurrence. This is a complex and complicated process that requires assistance to help navigate the process.

As far as your insurance company is concerned, it is your responsibility to properly document all the necessary evidence related to your claim. It is also your responsibility to hire engineers, water mitigation companies, plumbers, and any other contractors necessary to mitigate the damage to your property. When you employ a TopLine Claims Services agent, this burden falls on us.

At TopLine Claims Services, our agents will handle everything for you from start to finish, in a professional and friendly manner. We will take care of all the resources required to mitigate the damages and properly document the claim.

And the best part is…our services are rendered at absolutely NO OUT OF POCKET COSTS TO YOU!

Nicholas John Komoniewski - License #P106747

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